As a sophisticated investor, you’ve likely deployed your capital strategically – into real estate, business ventures, or concentrated equity positꦉions. But what happens when opportunity arises, and liquidity is tied up?
Sotheby’s Financial Services helps client🧜s tap into the value of what they already own: their co🐭llections.
One real estate investor came to us amid a perfect storm. Post-COVID structural shifts, rising interest rates, and tighter credit had created a difficult borrowing environment. Their wealth was largely tied up in real estate, but traditional lenders had pulled back. Restrictive loan covenants, burdensome financial disclosure, and a maze of debt-to-income and🐷 cross-default tests limited their ability to borrow – precisely when they needed flexibility to move on development and acquisition opꦐportunities.
Our solution? A covenant-lite, asset-only loan underwritten solely on their fine art collection. No financial disclosures. No liquidity requirements. No e💝ncumbered asset thresholds. With our help, they were able to increase their total investment capacity and move forward on critical projects – all without compromising their financial privacy or flexibility.
Founders and investors with concentrated equity positions face a similar challenge. Borrowing against single stocks is common, but when volatility strikওes, margin calls and forced🔯 selling can come swiftly and without warning.
One client, with substantial exposure to a single public company, used our lending platform to diversify their capital sources and reduce ꦉexposure to market swings. By unloജcking liquidity from their art collection, they gained stability in the face of financial unpredictability – all without touching their equity or selling any of their prized works.
Sotheby’s Financial Services was built to do this. We offer tailored capital solutions for those whose wealth is concentrated in illiquid assets, especially art. Whether you’re navigating real estate pressures or managing concentrated eqꦗuity exposure🌳, we provide:
- Confidential and custom lending solutions of up to $250 million
- Credit decisions primarily based upon the value of your collection
- Fast, secure funding with white-glove service
The key to a successful outcome is involving us early. We don’t just finan𝕴ce collections – we support collecting journeys. Wherever you are in yours, our team of specialists is here to help you with your goals.
Visit 168开奖官方开奖网站查询:laitexier.com/sfs to learn more and connect with a specialist